Bank Instrument Financing

Lease/Loan Special

One of our private fund providers is offering to lease you a bank instrument and also provide a loan against it. This product enables you to fund projects that traditional lenders will not approve, including funding your construction project.

• $10 million lease minimum. Lease rate is 10%
• Within 45 days after closing on the lease, a fully funded loan is given to you
• Loan is up o 85% LTV if the face amount
• Repayment terms of the loan are negotiable with lender, depending on your project

Complete the Client Information Sheet and submit it. Then upload the listed documents.

Overview

Do you have a BG or SBLC you would like a loan against? Do you have a project that needs funding? We are your source.

• BG or SBLC loans up to 95% (can close as fast as 10 business days after MT-760 is sent to funder)
• Project Funding is on a case by case basis
• 95% LTV less 30% fees - net to you is 65%.

Complete the Client Information Sheet and submit it. Then upload the listed documents.

General Funding Procedures

This program has special procedures:

• Complete the Client Information Sheet and submit it. Then upload the listed documents.
• Compliance will begin immediately on the file.
• Once the you have passed compliance and the instrument has been verified, the file, the private lender/provider will call you to offer you the contract. After you have agreed, signed and returned the contract to the lender, the first tranche will be sent.
• You'll receive up to 80-95% of the value of the instrument within 10 business days. LTV varies for other programs.

Monetize Your Instrument

An Instrument purchased directly from a bank at a percentage near the face value is an Owned Instrument. Very expensive. Leased instruments are actually leased from an investor who owns a very large instrument for a much lower amount.

The most common financing strategy used with both leased or owned bank instruments is to resell them to an Exit Buyer who is willing to pay above the purchased price. Another common practice is to hold the bank instrument to be placed in a Private Placement Program trade. A third practice is to have the instrument monetized or get a loan against the instrument.

Monetization Process in a Nutshell

1. Client completes attached application.
2. Client completes the Client Information Sheet and submit it. Then upload the listed documents.
3. Minimum amount is $10 Million. Client must be able to have a MT-760 message for the cash-backed instrument sent from their bank to the lender's bank.
4. Lender issues a contact for a non-recourse loan to client.
5. Client nets 65% of the face value of instrument with no need to repay loan.

There are many, many fraudulent bank instruments floating around. Many people try to pass these off as being real. If the instrument is real then it will be funded, but if it is not then clients are unlikely to pay $35,000 to have it authenticated. Process takes 2-4 weeks.

Qualifying Instruments

Please keep in mind that only instruments that meet our criteria will be considered for this program.

• The instrument needs to be a Cashed Backed Bank Instrument, such as an SBLC, BG, CD, Treasuries, MTN or Bond.
• The Bank needs to be a World Top 25 Bank with a "A" or better bank rating.
• The instrument must be transferable to the lender. A MT760 must be sent.